Last Updated: March 12, 2026
Welcome to Gulf Coast Capital. By accessing our website or using our services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.
By accessing or using the Gulf Coast Capital website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.
Gulf Coast Capital provides business financing solutions, including working capital loans, revenue-based financing, equipment financing, and other funding products. Our services are intended for business purposes only and are available to qualified applicants who meet our underwriting criteria.
To apply for funding through Gulf Coast Capital, you must:
Submission of an application does not guarantee approval. All funding decisions are made at our sole discretion based on our underwriting standards.
If your application is approved, the specific terms of your funding agreement, including loan amount, repayment schedule, fees, and interest rates, will be outlined in a separate loan agreement. You are responsible for reviewing and understanding all terms before accepting any funding offer.
By accepting funding from Gulf Coast Capital, you agree to repay the loan according to the terms specified in your loan agreement. Failure to meet repayment obligations may result in additional fees, negative credit reporting, and potential legal action to recover outstanding amounts.
SMS Program Description: Gulf Coast Capital offers an optional SMS notification program to keep you updated on your application status, funding updates, payment reminders, and promotional offers. By opting in, you consent to receive text messages sent via an automatic telephone dialing system (ATDS).
Opt-In Requirement: You must explicitly opt in to receive text messages by checking the SMS consent box on our contact form or by texting a designated keyword to our number. Consent is NOT a condition of purchase or receiving funding from Gulf Coast Capital.
Message Frequency: Message frequency may vary based on your account activity and the nature of communications. You may receive up to 10 messages per month, though frequency may be higher during active application or funding periods.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details on messaging costs.
Opting Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. Once you send STOP, you will receive a confirmation message and will no longer receive texts from us.
Help and Support: For assistance, reply HELP to any message or contact us at jackson@gulf-coast-capital.com.
Carrier Limitations: Not all mobile carriers support SMS messaging. We are not liable for messages that are delayed or undelivered due to carrier issues or mobile device limitations.
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. We take data security seriously and implement appropriate measures to safeguard your information.
All content on the Gulf Coast Capital website, including text, graphics, logos, images, and software, is the property of Gulf Coast Capital or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.
When using our website and services, you agree to:
You may not:
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or free from viruses or other harmful components. We make no warranties regarding the accuracy, reliability, or completeness of information on our website.
To the fullest extent permitted by law, Gulf Coast Capital and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Gulf Coast Capital and its affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of our services, violation of these terms, or infringement of any third-party rights.
Our website may contain links to third-party websites or services that are not owned or controlled by Gulf Coast Capital. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party websites is at your own risk.
We reserve the right to modify these Terms & Conditions at any time. Any changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Your continued use of our services after any modifications constitutes acceptance of the revised terms.
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including but not limited to violation of these terms, suspected fraud, or misuse of our services.
These Terms & Conditions are governed by and construed in accordance with the laws of the State of Kentucky, without regard to its conflict of law principles. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in Louisville, Kentucky, in accordance with the rules of the American Arbitration Association.
If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms & Conditions, together with our Privacy Policy and any loan agreements, constitute the entire agreement between you and Gulf Coast Capital regarding your use of our services and supersede all prior agreements and understandings.
If you have any questions or concerns about these Terms & Conditions, please contact us:
Gulf Coast Capital
737 S 3rd St
Louisville, KY 40202
Email: jackson@gulf-coast-capital.com